At CTFLP, we promote financial literacy for families, women, children, non-profit organizations, businesses, schools, and the public at large. As of 2013, more individuals file for bankruptcy than apply to attend university. As a result of the challenges of the national and international economic climate of the early 21st century, it has become more important then ever for individuals of all ages and all responsibilities to develop a disciplined approach to managing money. The entire planet benefits with the United States of America operating as a world leader and model. In order to continue leading and supporting 2nd and 3rd world countries, the United States must adopt a sustainable economy, using its most valuable resource, the people, to build traditions of financial literacy and solvency. Join us as we encourage and enable Americans everywhere to understand economics, the free market system, and how to build a financial foundation even on a personal level. Together we can promote a secure lifestyle for all mankind, building respect for civil rights and satisfying the needs of our most disadvantaged citizens of the world.